I was applying for a mortgage to finally get my own place. But then, out of nowhere, I hit a roadblock - my FICO scores from different sources were all over the place! I was scratching my head, wondering why on earth there are different FICO score versions.

I checked my FICO score on my credit card app, and it was one number. Then, I went to my bank's website - a different score. Finally, when I consulted with the mortgage lender, yet another score popped up. What's going on?

I did some digging and stumbled upon this article https://consumerattorneys.com/article/why-are-fico-score-versions-different that tried to explain the variations, but honestly, I'm still a bit lost. I mean, why can't we just have one simple score that everyone agrees on?

Has anyone else faced this confusion? How do these different FICO score versions impact our financial decisions, especially when it comes to big stuff like buying a home?

If anyone can break down the differences between these FICO versions in a straightforward way or share their own experiences, I would greatly appreciate it.